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When it comes to the difference between a traditional 401(k) and a Roth 401(k) most of the initial considerations are around taxes. Other things to keep in mind when deciding between these two investment opportunities include fees and employer matching. Never pass up an opportunity...

Payday loans sound like a great idea, but the reality of the situation is actually scary. Payday loans allow the borrower to take out a loan against their next paycheck. Seems legitimate, right? Wrong.   There are not only a number of restrictions for potential borrowers, but...

Creating a budget or spending plan is no easy accomplishment. Maintaining and sticking to a budget is just as important as deciding to start keeping track of income and expenses. But budgeting gives people the gift of knowledge: Always knowing how much is coming in,...

Everyone knows that a good credit score is important. It’s a milestone and something you start to have to care about after you get your first job. But why? What makes for a “good credit score?”   Here are the credit score basics:   What is a credit score? A...

Millennials are entering a crucial period in their adulthood—it’s time for serious financial decisions to be made. From home ownership, long-term investments, or even medical decisions. Most people in this group find themselves undereducated or lacking knowledge around financial details. In the 2018 financial literacy...

At the start of a new year most people reevaluate their resolutions from the previous year, see where they stacked-up, and make adjustments for the year to come. Resolutions like, “lose ten pounds” or “declutter garage” are near the top of the list. But where...